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Unlock Your Business's Potential: Access Funding Today

Are you ready to take your small business or startup to the next level? Imagine having the financial support you need to fuel growth, seize opportunities, and realize your entrepreneurial dreams. With our tailored business funding solutions, your aspirations can become reality faster than you ever thought possible.

Business Funding Programs

Accounts Receivable Financing

Accounts receivable financing provides immediate working capital by allowing businesses to either sell their outstanding invoices or use them as collateral for a loan. This option helps improve cash flow without waiting for invoice payments. It's an effective way to access funds tied up in unpaid invoices.


Benefits

  • Typically lower interest rates
  • Doesn't require other collateral
  • Ability to factor new AR as they become available
  • Saves time for collecting your receivables
  • Opens up cashflow 

Qualifications:

  • No minimum FICO score
  • Aging report required
  • $500,000 annual gross sales 

Loan Amounts: $10,000 - $5 Million

Terms: 6 Months - 10 Years

Funding: 1 - 5 Days

Unsecured Working Capital

Unsecured working capital advances funds based on your future credit sales, with repayment made through a small percentage of daily transactions. This flexible option boosts cash flow without requiring collateral or fixed monthly payments.


Benefits:

  • Fully customizable based on business need
  • No compounding interest
  • Funds can be used for any use
  • Pay-back based on the sales of the business

Qualifications:

  • 3 months in business
  • $5,000 per month, or $60,000 in annual gross sales.
  • No minimum FICO

Loan Amounts: $2,000 - $5 Million

Terms: Flexible terms

Funding: Same Day

Equipment Financing

Equipment financing allows businesses to acquire essential equipment without a large upfront cash payment, either through leasing or financing options. This approach preserves your working capital, enabling you to invest in other areas of your business. The financing is based on the equipment's value and your business's ability to afford the payments.


Benefits:

  • Monthly payments
  • Multi-year
  • Longer terms
  • Low or NO down payment
  • Tax benefits (section179)

Qualifications:

  • No minimum time in business
  • 580+ FICO score
  • No minimum in annual gross revenue


SBA Loan

An SBA loan is a government-backed financing option designed to help businesses start or expand. To qualify, businesses must meet specific eligibility criteria, including size standards, the ability to repay, and a clear business purpose. This type of loan offers favorable terms and support for small businesses looking to grow.


Benefits

  • 5-25 year terms
  • Government - backed funds
  • Refinance existing business debt
  • Prime Rate +1 - 3%
  • Up to $5,000,000 

Qualifications:

  • 2 years time in business
  • 660+ Fico
  • $120,000+ gross revenue
  • Profitable on tax returns

Loan Amounts: Up to $5 Million

Terms: Up to 25 Years

Funding: 90 - 120 Days

Term Loan

A Term Loan provides a fixed amount of financing that the borrower repays in set installments, much like traditional bank loans. It's commonly used for business expansion, working capital, or equipment purchases. This option offers predictable payments, making it easier to manage your business finances.


Benefits:

  • 1-10 year terms
  • Monthly payments
  • APR starting at Prime Rate
  • Up to $10,000,000 in funding

Qualifications:

  • 2 years time in business
  • 650+ FICO
  • $250,000 gross annual revenue
  • 4 months of business bank statements

Loan Amounts: $25,000 - $10 Million

Terms: 1 - 5 years

Funding: 1 - 3 Days

No Doc Funding Program

Business Line of Credit

A Business Line of Credit offers flexible access to funds whenever your business needs them, without a fixed lump sum. You can draw on the credit as needed, and as you repay the balance, those funds become available again. This revolving credit option is ideal for managing cash flow and covering unexpected expenses.


Benefits

  • True forever revolving line of credit
  • Access to cash in a moments notice
  • Prime rate + 2 - 4%
  • Monthly payment is 1-3% of the balance on the line
  • No Minimum Time In Business
  • No Minimum Revenue  

Qualifications:

  • 680+ FICO
  • Must be below 25% utilization on all revolving credit lines (if over utilized we can still pre approve)
  • Tri - Merge Credit Report

Funding: 2-4 Week Turnaround Time

0% Interest Business Credit Card

A 0% Interest Business Credit Card offers high limits and flexibility for both startups and established businesses, allowing you to access funds as needed without interest charges during the promotional period. You can use the credit as expenses arise, and as you repay the balance, those funds become available again. This type of financing is ideal for managing expenses while maintaining cash flow.


Benefits:


  • 6-24 months of 0% APR
  • Builds business credit
  • Does not affect personal credit
  • Can be drawn to cash while retaining 0% interest
  • Monthly payments
  • No Minimum Time In Business
  • No Minimum Revenue 

Qualifications:

  • 680+ FICO
  • Must be below 25% utilization on all revolving credit lines (if over utilized we can still pre approve)
  • Tri - Merge Credit Report

Funding: 2-4 Week Turnaround Time

Get Started Today

Besides great products, you get the following benefits:

Simple Application Process

Gone are the days of tedious paperwork and endless waiting. With a lightning-fast application process, you can apply for funding in just minutes. We value your time and understand the urgency of your business needs. That's why our funding partners have made the process quick, intuitive, and hassle-free.

High Funding Offers

Dream big, because lenders are here to support your ambitions with substantial funding offers. Whether you need capital to expand your operations, invest in marketing, hire top talent, or launch a new product line, we've got you covered. Flexible funding options are designed to meet your unique business needs, with offers that go above and beyond what you'll find elsewhere.

Same-Day Funding Options

We understand that opportunities don't wait, and neither should you. That's why our partners offer same-day funding options to ensure you have access to the capital you need exactly when you need it. Whether you're facing unexpected expenses, seizing a time-sensitive opportunity, or simply need cash flow to keep your operations running smoothly, we're here to provide rapid financial support.

How It Works

Step 1: Complete Application

Complete a brief application form. In just a few short minutes, you'll provide some basic information about your business and funding needs.

Step 2: Quick Approval

A team of experts will review your application promptly. They prioritize efficiency without sacrificing thoroughness, ensuring a swift decision on your funding request.

Step 3: Access High Funding Offers

Once approved, you'll receive high funding offers tailored to your business's specific requirements. Choose the option that best suits your needs and goals.

Step 4: Receive Funds

With same-day funding options, you can access the capital you need within hours of approval. Say goodbye to lengthy waiting periods and hello to immediate financial support.

Why Choose Us?

At Alfa Pride Financial, we understand the challenges that small businesses and startups face when it comes to securing funding. That's why we've partnered with qualified lending partners to bring you a streamlined process that puts your needs first.


Don't let funding constraints hold your business back any longer. Seize the opportunity to propel your small business or startup to new heights with our hassle-free funding solutions. Whether you're looking to expand, innovate, or simply weather unexpected challenges, we're here to provide the support you need, when you need it.

Contact Us

Please contact us using the form below for any questions or comments.