Guidance for families, entrepreneurs, and small businesses
Build, protect, and grow your family's financial legacy with a plan that fits real life today.
Alfa Pride Financial helps families, entrepreneurs, and small business owners create practical wealth plans, retirement strategies, and protection for the people they love.
Financial planning, retirement, life insurance, long-term care
Also supporting entrepreneurs, small business owners, and healthcare clinics
Your first meeting includes a complimentary Financial Needs Analysis and access to our Retirement Planning Roadmap for your household.
Meet Alfa Pride Financial
Empowering your finances, securing your future.
Supporting our community with service in the spirit of excellence.
Financial Planning & Wealth-Building
Retirement Strategy
Life Insurance & Long-Term Care
Medicare & Supplemental Health Plans
Business Formation & Funding
SERVICES
Your financial life, organized and supported in one place.
We help you move from scattered accounts and guesswork to a coordinated strategy that covers your income, family, health, and business interests.
For your household
Wealth Building & Financial Planning
Start here
A clear, realistic plan to help you save, invest, and protect what you are building, based on where you are right now and where you want to go.
Cashflow review and debt strategy
Savings and investment planning
College, home, and legacy goals
Retirement Planning
Roadmap focus
We help you design the income you want later by making smart decisions today, using tools that match your comfort with risk and your long-term goals.
Retirement income strategy
Tax-sensitive planning (education only)
Annuities, 401(k), 403(b), IRA coordination
Life Insurance
Family protection
Protection for income, debts, and future goals so your family can stay rooted, even if life takes an unexpected turn.
Term, whole life, and universal life options
Coverage for income replacement and debt
Living benefits on eligible policies for serious illness
Long-Term Care Planning
Future care
A plan for care costs so your children and loved ones are not forced to carry the entire financial burden if you ever need extended care.
Standalone & hybrid long-term care options
Alternative & supplemental homecare plans
Cost-of-care estimates for your situation
Medicare Plans
Licensed guidance
Support reviewing Medicare options so you can make informed, confident choices about your health coverage in retirement.
Medicare Advantage (Part C) plan comparisons
Prescription Drug Plan (Part D) reviews
Medigap/Medicare Supplement plan education
Supplemental Health Plans
Extra protection
Supplemental coverage that can help with out-of-pocket costs after an accident, serious diagnosis, or dental care needs.
Accident insurance options
Cancer and critical illness coverage
Dental and related supplemental plans
For your business
Business Formation
Start strong
Guidance as you choose and set up a business structure that supports your goals and prepares you for growth.
Entity structure education (LLC, S-Corp, etc.)
Business formation support and referrals
Banking, compliance, and credit-readiness guidance
Business Credit & Financing
Capital & credibility
Help separating your personal and business finances, building business credit, and exploring funding options through our lender network.
Business credit education and strategy
Lines of credit, term loans, and equipment financing
Multiple lenders and program types
Employee Benefits & HR Solutions
For employers
Access to benefits and HR solutions that can help you attract and retain staff without carrying the full burden alone.
Voluntary benefits and supplemental plans
PEO and HR solutions through vetted partners
Benefits education for staff
Featured resource
The Retirement Planning Roadmap for Your Household
A simple, step-by-step framework to help you understand what it takes to retire with confidence when you live, work, and raise a family in your community.
Clarify your retirement vision, timeline, and lifestyle goals.
Estimate income needs and align them with Social Security, pensions, and savings.
Review investment, insurance, and long-term care options that match your comfort with risk.
Identify gaps and next steps you can start working on in the next 12 months.
Your roadmap session is delivered in a one-on-one consultation and includes a complimentary Financial Needs Analysis tailored to your household.
When you book a consultation, you receive:
A Retirement Planning Roadmap session (virtual or phone).
A written summary of your current position and recommended next steps.
Clear education on your options. You decide if, when, and how you want to move forward.
Free resource
Business Credit Unlocked eBook
Learn the foundations of building business credit the right way, so you can separate personal and business finances and position your company for better funding options over time.
Step-by-step overview of business credit basics.
Key mistakes that keep approvals low and costs high.
Simple next actions you can take in the next 30 to 60 days.
This guide is educational. Business credit results and funding approvals depend on lender criteria and your unique situation.
Who we serve
Serving families, entrepreneurs, and small businesses.
We work with people who are serious about getting organized, protecting what they have built, and creating a clearer path forward for themselves and the people who depend on them.
Households and families
First-time and experienced entrepreneurs
Small business owners and teams
Healthcare professionals and clinic leaders
Households and families
Families balancing rent or mortgage, childcare, debt, and support for parents or extended family members.
Parents planning for college, retirement, and legacy at the same time.
Single parents and blended households needing affordable protection.
Multigenerational homes where several people rely on one or two incomes.
Entrepreneurs & Small Business Owners
From side hustles to growing businesses, we help you protect your income, structure your entity, and think about funding and benefits the right way.
First-time founders forming LLCs and corporations.
Owners ready to separate business and personal finances.
Entrepreneurs seeking funding without predatory terms.
Healthcare Clinics & Professionals
Clinics and healthcare leaders managing staffing, benefits, and cashflow while still serving patients and communities.
Independent clinics facing margin and compliance pressure.
Leaders who want to improve benefits without breaking the budget.
Providers who also need personal planning and protection.
Client stories
What clients say about working with Alfa Pride Financial.
Real people, real situations, and a shared goal: save money, make money, and protect money for the long term.
About Alfa Pride Financial
Education first. Community-centered. Legacy-focused.
Alfa Pride Financial exists to help families and entrepreneurs eliminate financial vulnerabilities, safely grow assets, and protect what they are building, with a focus on practical, real-world challenges facing households and businesses.
Our mission is to help you save money, make money, and protect your money. It takes a certain level of skill to make money, but it takes a different level of skill to actually keep it.
Led by licensed financial professional Xavier Williams, Alfa Pride Financial combines financial planning, insurance, and business services into a practical roadmap that meets you where you are. We take time to understand your story, your responsibilities, and the people counting on you before making any recommendations.
We are not a one-size-fits-all agency. Every plan is tailored to your needs, built around education, and designed to support you for the long term, not just a single transaction.
Whether you are building a family, launching a business, caring for aging parents, or planning for retirement, our goal is simple: empower your business and secure your future with clear steps, not pressure.
Holistic view
Personal finances, protection, and business planning considered together.
Community focus
Prioritizing everyday families and business owners who want straightforward, education-first guidance.
Education first
You will always understand your options before you decide what is right for you.
Contact us
Ready to talk about your next step?
Whether you are planning for retirement, reviewing life insurance, exploring long-term care, or looking for business support, a short conversation can help bring clarity to your next move.
Choose the path that fits you best. You can book a consultation directly, call our office, or send a message through the form and we will follow up within one business day.
Phone: (833) 359-5765
Email: [email protected]
Please do not send sensitive personal information such as Social Security numbers or full account numbers through this form or by email.
This is a
© 2025 Alfa Pride Financial. All rights reserved.
Address: 1500 Astor Avenue, 2nd Floor, Bronx, NY 10469
Phone: (833) 359-5765 | Email: [email protected]
Alfa Pride Financial is an independent financial services agency providing financial planning, insurance, Medicare guidance, and business services. Insurance and Medicare products are offered through licensed agents, and product availability, features, and eligibility may vary by state and carrier. Insurance and Medicare services are available in California, Connecticut, New York (resident state), and Florida.
All information on this website is for general educational purposes only and is not intended as individualized tax, legal, investment, or accounting advice. Life insurance and related products are not savings or investment accounts, and policy features, riders, and benefits vary by carrier and state. Individuals should consult a qualified tax professional, attorney, or advisor for guidance specific to their situation.
Medicare guidance is limited to the plans we offer. We do not offer every plan available in your area; for a complete view of options, please contact Medicare.gov or 1-800-MEDICARE. Business funding services are provided through a network of independent lenders, and all loan approvals, terms, and conditions are determined solely by those lenders. No specific outcomes, approvals, or interest rates are guaranteed.
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