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Secure your family's future by laying your financial roadmap

Secure your future by laying your financial roadmap

Having a bad start on your journey to financial success can be costly on many levels. It is important to have sound financial guidance and assets that will eliminate threats to you living the life you want. To get to your destination you must have clear goals, effectively manage your risks, and properly plan for all of life's major events. Now more than ever, you must implement the right strategies to grow and protect what you worked so hard to build.

Mission One Million: helping one million people get out of debt and help them build wealth, one family at a time.

Mission 1 Million Initiative

Alfa Pride is a proud participant of Mission One Million. We are committed to helping one million people get out of debt and help them build wealth, one family at a time. We will do this by providing cutting-edge financial concepts for our clients, and validating our solutions with comprehensive financial illustration tools.

Threats to you achieving your financial goals

Inflation and rising gas prices

Inflation

Inflation is a secret tax that devalues your money and decreases your buying power. It increases the cost of goods and services and makes it more difficult to obtain the things you want and need. It is a huge threat to securing a comfortable retirement when you are most vulnerable because you may be on a fixed income.

Tax return form

Rising Taxes

If you are a salaried employee in the middle class, you are the burden bearer of taxation in the United States. Taxes are one of the biggest adversaries to you achieving your financial goals. They impact how much you can grow your wealth and assets, how much income you can generate from them, and how much you can pass on to your loved ones.


Stock market risk and economic volatility

Market & Economic Volatility

Market losses and the timing of those losses can ruin an otherwise decent financial plan. They can cause you to postpone your retirement, or significantly decrease your account value like during the great recession of 2008. Over the course of its history, the stock market has experienced a lot of volatile returns, making it important to put a plan in place to overcome this threat to your financial future. 

Solutions

Black couple doing financial planning on a computer

Financial Planning Solutions

  • Individual/Family Financial Roadmap
  • Business Planning Services
  • Tax-Smart Retirement Planning
Latino family planning their finances together on a computer

Financial Products

  • Annuities
  • Life Insurance
  • Medicare & Supplemental Health Plans
Xavier Williams, Alfa Pride Financial, licensed financial professional, financial planner and New York Life Insurance Agent

About The Firm

Alfa Pride Financial is committed to the principles of service, integrity, and professionalism. We aim to provide our valued clients with the highest quality of service with the goal of exceeding their expectations. Our approach to client needs is holistic in nature, looking at their entire financial picture to eliminate potential risks to their financial goals. We believe in putting people before profits and aim to recommend strategies that benefit our clients in the present and help them lay the foundation to create generational wealth for the future.

Your journey to financial security begins with one step

Discovery Meeting

In an initial discovery meeting, we discuss your goals to understand your financial situation and determine the next steps to assist you on your financial journey.

Financial Needs Analysis

We conduct a comprehensive financial needs analysis to get a clear understanding of your current financial picture while providing educational insight into the financial planning process.

Plan Design

We design a plan customized to your unique situation, challenges, and objectives. Recommendations are delivered in a financial strategy meeting and validated with illustrative financial planning software to ensure the plan helps you achieve your financial goals. 

Implementation

We implement your plan and guide you throughout your financial journey in a lifelong partnership to success.

What people are saying

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Xavier went above and beyond to ensure we received the best policy. He made visits to my parents to understand their insurance needs, review options, and complete the application. Xavier also had zoom calls with me since I was in another state to ensure that I (as the caretaker) had the opportunity to provide feedback and understand the policy options. This dedication from Xavier made the difference, and we are more than happy with the end result and policy we got for my dad. Moving forward, now I know I have a dedicated, professional, and knowledgeable life insurance professional - I would recommend Xavier to anyone! Thank you!

— Shawn H., IT Professional

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"Thank you so much Alfa Pride Financial for helping me with my business licenses and my financial advice. This is a huge step in my journey and I couldn’t have done it without you! Here’s to future success! "

— Robert J., Medicare Broker, Entrepreneur

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Alfa pride Financial helped me through a difficult time. Thinking about plans for my parents when they are gone was heart-wrenching. The Agent listened to my concerns and provide exactly what I needed. I am very thankful.

— Christopher C., Building Trades Journeyman

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Professional, attentive & patient

— Danielle J., Entrepreneur & Real Estate Investor

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Reasonable pricing, exceptional quality, and review.

— Brad G., Educator

Strategic Partners

Ethos Life Insurance

Ethos makes life insurance simple

Get up to $2M in life insurance the easy way with Ethos. With no medical exam, just a few health and lifestyle questions, Ethos approves up to 95% of applicants in about 10 minutes through their 100% online application. Find the coverage you need from carriers you trust, with Ethos.


New York residents, please contact us directly for non-medical policy options. Ethos currently doesn't have coverage options available in the state of New York.

We are proud to partner with nationally recognized companies with years of strong financial stability

Featured Blog Posts

ERNST & YOUNG RESEARCH PAPER: BENEFITS OF INTEGRATING LIFE INSURANCE PRODUCTS INTO A RETIREMENT PLAN
ERNST & YOUNG RESEARCH PAPER: BENEFITS OF INTEGRATING LIFE INSURANCE PRODUCTS INTO A RETIREMENT PLAN
Ernst & Young (EY) has just released new groundbreaking, independent, and unbiased research on financial planning. Their perspective is clear, a financial plan that combines permanent life insurance (PLI), income annuities, and investments are mo...
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THE TOP 7 FINANCIAL THREATS TO A SUCCESSFUL RETIREMENT
THE TOP 7 FINANCIAL THREATS TO A SUCCESSFUL RETIREMENT
As we approach retirement, we all have hopes and dreams of enjoying our golden years, but there are financial threats that can jeopardize our plans. The truth is that the retirement landscape has changed significantly over the years, and it's importa...
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ARE YOU LEAVING YOUR ESTATE PLANNING UP TO CHANCE?
ARE YOU LEAVING YOUR ESTATE PLANNING UP TO CHANCE?
Estate planning is not just for wealthy individuals who have multiple homes, businesses, and assets. Nor is estate planning something only the elderly should be concerned about. Nearly everyone has an estate, and when, (not if) something happens to y...
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ANNUITY AWARENESS MONTH: SECURING YOUR FINANCIAL FUTURE
ANNUITY AWARENESS MONTH: SECURING YOUR FINANCIAL FUTURE
Welcome to Annuity Awareness Month! This annual observance takes place in June, aiming to educate individuals about the importance of annuities in securing a stable financial future. Annuities are often overlooked or misunderstood, but they offer uni...
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BUILDING AN EMERGENCY FUND WITH MICRO-INVESTING: A GAME-CHANGING STRATEGY FOR FINANCIAL STABILITY
BUILDING AN EMERGENCY FUND WITH MICRO-INVESTING: A GAME-CHANGING STRATEGY FOR FINANCIAL STABILITY
In today's unpredictable world, having a solid emergency fund is crucial for financial stability. However, many individuals struggle to save enough money due to various financial commitments and limited resources. Thankfully, the emergence of micro-i...
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UNLOCKING FINANCIAL FREEDOM: TOP TIPS TO BOOST YOUR ANNUAL INCOME
UNLOCKING FINANCIAL FREEDOM: TOP TIPS TO BOOST YOUR ANNUAL INCOME
In today's fast-paced and dynamic world, financial stability is a priority for many individuals. While having a full-time job is crucial, it's equally important to explore additional avenues to increase your annual income. Diversifying your income so...
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10 PROVEN STRATEGIES TO RAPIDLY ELIMINATE CREDIT CARD DEBT
10 PROVEN STRATEGIES TO RAPIDLY ELIMINATE CREDIT CARD DEBT
In today's world, credit card debt has become a pervasive issue that can hinder financial progress and cause immense stress. However, with the right strategies and a determined mindset, it is possible to eliminate credit card debt quickly and regain ...
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PLANNING YOUR RETIREMENT: HOW MUCH DO YOU REALLY NEED?
PLANNING YOUR RETIREMENT: HOW MUCH DO YOU REALLY NEED?
Retirement planning is a crucial aspect of financial security, and determining the amount of money needed to retire comfortably can be a daunting task. While individual circumstances vary, it is essential to have a general understanding of retirement...
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COMPREHENSIVE FINANCIAL PLANNING FOR BUSINESS OWNERS: SECURING YOUR FINANCIAL FUTURE AND PROTECTING BUSINESS GROWTH
COMPREHENSIVE FINANCIAL PLANNING FOR BUSINESS OWNERS: SECURING YOUR FINANCIAL FUTURE AND PROTECTING BUSINESS GROWTH
Financial planning is a critical aspect of running a successful business. As a business owner, it's essential to have a clear understanding of how to navigate various financial challenges and make strategic decisions that promote long-term stability ...
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MOTHERS & MONEY: WHY FINANCIAL PLANNING IS ESSENTIAL
MOTHERS & MONEY: WHY FINANCIAL PLANNING IS ESSENTIAL
Growing up in a single-parent home with a working mother, I witnessed firsthand the importance of financial planning for mothers. My mother worked hard to provide for our family, but I could see that financial stress was a constant presence in her li...
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DISABILITY INSURANCE AWARENESS MONTH: WHY IT MATTERS
DISABILITY INSURANCE AWARENESS MONTH: WHY IT MATTERS
May is Disability Insurance Awareness Month (DIAM), a time to highlight the importance of disability insurance and its role in protecting individuals and their families from the financial consequences of an unexpected disability.Disability insurance ...
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PASSIVE INCOME FOR EDUCATORS: A BEGINNER’S GUIDE TO TEACHING ONLINE
PASSIVE INCOME FOR EDUCATORS: A BEGINNER’S GUIDE TO TEACHING ONLINE
Teaching online has become a popular and profitable career choice for many educators around the world. With the rise of the internet and advancements in technology, it is now easier than ever to connect with students from all corners of the globe and...
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NAVIGATING THE PROBATE PROCESS: WHAT HAPPENS TO YOUR ASSETS AFTER YOU DIE
NAVIGATING THE PROBATE PROCESS: WHAT HAPPENS TO YOUR ASSETS AFTER YOU DIE
The loss of a loved one is never easy, and the probate process that follows can be a stressful and complicated affair. Probate is the legal process that takes place after someone passes away. The purpose of probate is to distribute the assets of the ...
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THE IMPORTANCE OF SAVING FOR YOUR CHILDREN'S COLLEGE EDUCATION
THE IMPORTANCE OF SAVING FOR YOUR CHILDREN'S COLLEGE EDUCATION
The cost of higher education is steadily increasing year after year, making it difficult for many families to afford to send their children to college. This is why it's more important than ever to start saving for your child's education early on, rat...
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INFINITE BANKING VS TRADITIONAL BANKING: WHAT’S THE DIFFERENCE?
INFINITE BANKING VS TRADITIONAL BANKING: WHAT’S THE DIFFERENCE?
When it comes to managing your finances, traditional banking has long been the go-to option for most people. However, in recent years, a new concept has emerged that challenges the traditional banking model - infinite banking. While both approaches h...
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HOW MICROINVESTING CAN HELP YOU ACHIEVE YOUR FINANCIAL GOALS
HOW MICROINVESTING CAN HELP YOU ACHIEVE YOUR FINANCIAL GOALS
In the world of finance, investing has traditionally been viewed as something that only the wealthy can afford to do. However, with the advent of microinvesting platforms, investing is now accessible to everyone. Microinvesting involves investing sma...
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DON’T LEAVE YOUR HEALTH TO CHANCE: THE IMPORTANCE OF A HEALTHCARE PROXY
DON’T LEAVE YOUR HEALTH TO CHANCE: THE IMPORTANCE OF A HEALTHCARE PROXY
As humans, we never know what the future holds. One day we could be living a healthy and happy life, and the next we could be struck with a severe illness or accident that leaves us unable to make decisions about our medical care. That's where a heal...
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BANKING ON SAFETY: TIPS FOR PROTECTING YOURSELF FROM A BANK FAILURE
BANKING ON SAFETY: TIPS FOR PROTECTING YOURSELF FROM A BANK FAILURE
Banking is an essential part of our lives, allowing us to manage our finances, save money, and invest in our futures. However, in the event of a bank failure, the financial stability of its customers can be at risk. While the likelihood of a bank fai...
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SHIELD YOUR SAVINGS: HOW TO PROTECT YOUR ASSETS FROM LAWSUITS AND CREDITORS
SHIELD YOUR SAVINGS: HOW TO PROTECT YOUR ASSETS FROM LAWSUITS AND CREDITORS
No one wants to think about the possibility of facing a lawsuit or creditor collection. However, it's important to be prepared and take steps to safeguard your savings from potential financial disasters. In this blog, I'll discuss some effective ways...
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HOW TO CHOOSE THE RIGHT INVESTMENT STRATEGY FOR YOUR LIFE STAGE AND FINANCIAL GOALS
HOW TO CHOOSE THE RIGHT INVESTMENT STRATEGY FOR YOUR LIFE STAGE AND FINANCIAL GOALS
Investing can be a great way to build wealth and achieve financial goals, but choosing the right investment strategy can be a daunting task. With so many options available, it can be difficult to know which investment strategy is right for your life ...
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WHY CREATING AN EMERGENCY FINANCIAL FILE SHOULD BE A TOP PRIORITY FOR EVERY ADULT
WHY CREATING AN EMERGENCY FINANCIAL FILE SHOULD BE A TOP PRIORITY FOR EVERY ADULT
Life is unpredictable, and emergencies can happen at any time. Whether it's a sudden illness, unexpected death, or a natural disaster, it's crucial to have a plan in place to ensure that your loved ones are taken care of. One of the most important st...
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WHAT ARE BANKS DOING WITH YOUR MONEY?
WHAT ARE BANKS DOING WITH YOUR MONEY?
Banks are financial institutions that play a critical role in the economy by providing financial services and managing money for individuals and businesses. One of the primary responsibilities of a bank is to ensure that it has sufficient funds to me...
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PLANNING FOR RETIREMENT: STEPS TO TAKE IN YOUR 20s, 30s, 40s, AND BEYOND
PLANNING FOR RETIREMENT: STEPS TO TAKE IN YOUR 20s, 30s, 40s, AND BEYOND
Are you ready to start planning for retirement? Whether you're in your 20s, 30s, 40s, or beyond, it's never too early (or late!) to start preparing for your golden years. Here are some steps you can take at each stage of life to ensure that you'll be...
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CREATING A WEALTH BUILDING STRATEGY: WHERE TO START AND WHAT TO CONSIDER
CREATING A WEALTH BUILDING STRATEGY: WHERE TO START AND WHAT TO CONSIDER
Building wealth is a goal that many of us aspire to, but it can be challenging to know where to start. A wealth-building strategy is a plan that outlines the steps you will take to grow your wealth over time. In this blog post, we will discuss where ...
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EMPOWERING WOMEN THROUGH LIFE INSURANCE: FINANCIAL PLANNING FOR A SECURE FUTURE
EMPOWERING WOMEN THROUGH LIFE INSURANCE: FINANCIAL PLANNING FOR A SECURE FUTURE
As women continue to make strides in the workplace, financial independence and security become increasingly important. Life insurance is one tool that can help empower women by providing a foundation for financial planning and protection for their lo...
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TEACH WHAT YOU LOVE: EARN EXTRA INCOME CREATING AND SELLING ONLINE COURSES
TEACH WHAT YOU LOVE: EARN EXTRA INCOME CREATING AND SELLING ONLINE COURSES
Creating multiple income streams is important because it provides financial stability and reduces dependence on a single source of income. With multiple income streams, you have the flexibility to pivot your focus or adjust your income sources in res...
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WHY EVERY ADULT NEEDS A POWER OF ATTORNEY REGARDLESS OF AGE OR HEALTH
WHY EVERY ADULT NEEDS A POWER OF ATTORNEY REGARDLESS OF AGE OR HEALTH
When most people think of power of attorney, they might assume it's only something for the elderly or those with serious health conditions. However, the truth is that every adult can benefit from having a power of attorney in place, regardless of the...
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THINK TWICE BEFORE MAXING OUT YOUR 401K: HERE'S WHY
THINK TWICE BEFORE MAXING OUT YOUR 401K: HERE'S WHY
Maxing out your 401K plan is a common financial goal for many individuals. The allure of tax-deferred growth and the promise of a comfortable retirement are strong motivators. However, there are several reasons why you should consider not maxing out ...
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