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Xavier Williams, Alfa Pride Financial CEO, licensed financial professional, financial advisor and insurance agent

Your Path to Financial Success Starts Here

At Alfa Pride Financial, we believe that everyone deserves to achieve financial success and live a fulfilling life. With our expertise in financial planning, insurance, and wealth accumulation, we are committed to helping you navigate the complexities of today's financial landscape and create a solid foundation for your future.

Medicare Annual Open Enrollment Period

Attention Medicare Beneficiaries!

It's Open Enrollment Season! Don't miss the chance to optimize your Medicare coverage for the year ahead. Explore your options now at Alfa Pride Financial and make the most of your healthcare benefits. Act today for a healthier tomorrow!

Alfa Life Financial Initiative, National Financial Literacy Campaign

National Financial Literacy Campaign

The Alfa Life Financial Initiative is our mission to empower 1 million people by providing innovative strategies to eliminate financial vulnerabilities, so they can safely build wealth without risk. Our goal is to help you live the "Alfa Life," which is a fulfilling life lived on your terms – achieving financial freedom and pursuing your dreams with confidence. Join us on this transformative journey towards a brighter financial future!

Threats to you achieving your financial goals

Inflation and rising gas prices

Inflation

Inflation is a secret tax that devalues your money and decreases your buying power. It increases the cost of goods and services and makes it more difficult to obtain the things you want and need. It is a huge threat to securing a comfortable retirement when you are most vulnerable because you may be on a fixed income.

Tax return form

Rising Taxes

If you are a salaried employee in the middle class, you are the burden bearer of taxation in the United States. Taxes are one of the biggest adversaries to you achieving your financial goals. They impact how much you can grow your wealth and assets, how much income you can generate from them, and how much you can pass on to your loved ones.


The financial threat of low personal savings

Not Saving Enough

Failing to save enough money can pose a significant financial threat, leaving you vulnerable to unexpected expenses and future uncertainties. Without adequate savings, you may struggle to handle emergencies, such as medical bills or sudden job loss, leading to increased debt and financial stress. Insufficient savings also jeopardize long-term goals, such as retirement or homeownership, as it becomes challenging to accumulate the necessary funds to support these goals.

Solutions

Excess surplus funds asset recovery services

Asset Recovery Services

Recover Your Surplus Funds with Ease: Our expert asset recovery services specialize in locating and claiming unclaimed surplus funds on your behalf. With our knowledge and experience, we navigate through complex legal procedures and bureaucratic hurdles, ensuring an efficient and hassle-free recovery process. Partner with us to unlock hidden wealth, maximize your results, and enjoy personalized service tailored to your specific needs.

Financial planning for black African American families

Financial Planning

Receive guidance from an experienced licensed financial professional who will work closely with you to understand your unique goals and aspirations. We will create a comprehensive financial plan tailored to your needs, Our aim is to empower you with the knowledge and strategies to make informed financial decisions.

Life insurance for hispanic latino families

Life Insurance Solutions

Protecting what matters most to you and your loved ones is our priority. We offer a wide range of life insurance products. You will work with an expert who will assess your specific requirements and provide personalized solutions that offer peace of mind and financial security.

Annuities

Plan for a secure retirement with annuity products. We will help you choose from a range of options that best suits your wealth accumulation and retirement goals, to ensure a steady stream of income for your golden years.

Your journey to financial security begins with one step

Discovery Meeting

In an initial discovery meeting, we discuss your goals to understand your financial situation and determine the next steps to assist you on your financial journey.

Financial Needs Analysis

We conduct a comprehensive financial needs analysis to get a clear understanding of your current financial picture while providing educational insight into the financial planning process.

Plan Design

We design a plan customized to your unique situation, challenges, and objectives. Recommendations are delivered in a financial strategy meeting and validated with illustrative financial planning software to ensure the plan helps you achieve your financial goals. 

Implementation

We implement your plan and guide you throughout your financial journey in a lifelong partnership to success.

Xavier Williams, Alfa Pride Financial, licensed financial professional, financial planner and New York Life Insurance Agent

About The Firm

Alfa Pride Financial is committed to the principles of service, integrity, and professionalism. We aim to provide our valued clients with the highest quality of service with the goal of exceeding their expectations. Our approach to client needs is holistic in nature, looking at their entire financial picture to eliminate potential risks to their financial goals. We believe in putting people before profits and aim to recommend strategies that benefit our clients in the present and help them lay the foundation to create generational wealth for the future.

What people are saying

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I can't express how grateful I am to have found Alfa Pride Financial. My advisor not only helped me achieve my financial goals but also provided unwavering support during challenging times. His empathy and guidance have made a profound impact on my life, and I highly recommend their services to anyone seeking a trusted partner on their financial journey.

— Carolyn T., College Professor

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Xavier went above and beyond to ensure we received the best policy. He made visits to my parents to understand their insurance needs, review options, and complete the application. Xavier also had zoom calls with me since I was in another state to ensure that I (as the caretaker) had the opportunity to provide feedback and understand the policy options. This dedication from Xavier made the difference, and we are more than happy with the end result and policy we got for my dad. Moving forward, now I know I have a dedicated, professional, and knowledgeable life insurance professional - I would recommend Xavier to anyone! Thank you!

— Shawn H., IT Professional

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Thank you so much Alfa Pride Financial for helping me with my business licenses and my financial advice. This is a huge step in my journey and I couldn’t have done it without you! Here’s to future success! 

— Robert J., Medicare Broker, Entrepreneur

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Alfa Pride Financial has been a true lifeline for me and my family. Their advisor's compassionate approach and personalized financial planning have helped us navigate unexpected hurdles with confidence. He genuinely cares about our well-being, and we can't thank him enough for his unwavering support and dedication.

— Michael and Shanel M.

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Thanks to Alfa Pride Financial, I now have a clear roadmap toward my retirement goals. My advisor's expert advice and ongoing recommendations have given me peace of mind and confidence in my financial decisions. I'm grateful for the personalized support and highly recommend their services.

— Mark S., Physician

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Alfa pride Financial helped me through a difficult time. Thinking about plans for my parents when they are gone was heart-wrenching. The Agent listened to my concerns and provide exactly what I needed. I am very thankful.

— Christopher C., Building Trades Journeyman

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I was initially overwhelmed by the complexities of financial products, but Xavier simplified the process for me. He patiently educated me, answered all my questions, and provided customized wealth-building strategies that suit my risk tolerance. I am now confident in my investment decisions and grateful for his guidance.

— Jennifer W., Social Worker

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Professional, attentive & patient

— Danielle J., Entrepreneur & Real Estate Investor

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Reasonable pricing, exceptional quality, and review.

— Brad G., Educator

Featured Blog Posts

ERNST & YOUNG RESEARCH PAPER: BENEFITS OF INTEGRATING LIFE INSURANCE PRODUCTS INTO A RETIREMENT PLAN
ERNST & YOUNG RESEARCH PAPER: BENEFITS OF INTEGRATING LIFE INSURANCE PRODUCTS INTO A RETIREMENT PLAN
Ernst & Young (EY) has just released new groundbreaking, independent, and unbiased research on financial planning. Their perspective is clear, a financial plan that combines permanent life insurance (PLI), income annuities, and investments are mo...
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THE TOP 7 FINANCIAL THREATS TO A SUCCESSFUL RETIREMENT
THE TOP 7 FINANCIAL THREATS TO A SUCCESSFUL RETIREMENT
Retirement, often referred to as the golden years, is a phase of life many of us eagerly anticipate. It's a time to relax, pursue passions, and enjoy the fruits of our labor. However, the journey to a successful retirement is not without its challeng...
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ARE YOU LEAVING YOUR ESTATE PLANNING UP TO CHANCE?
ARE YOU LEAVING YOUR ESTATE PLANNING UP TO CHANCE?
Estate planning is not just for wealthy individuals who have multiple homes, businesses, and assets. Nor is estate planning something only the elderly should be concerned about. Nearly everyone has an estate, and when, (not if) something happens to y...
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HOW TO PROTECT RETIREMENT SAVINGS FROM SEQUENCE OF RETURNS RISK
HOW TO PROTECT RETIREMENT SAVINGS FROM SEQUENCE OF RETURNS RISK
Retirement, often hailed as the golden period of life, comes with the promise of relaxation, exploration, and freedom from the daily grind. However, as retirees, it's crucial to be mindful of potential risks that can impact the sustainability of your...
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THE LIVING BENEFITS OF LIFE INSURANCE
THE LIVING BENEFITS OF LIFE INSURANCE
When it comes to life insurance, most people associate it with providing financial protection to their loved ones in the event of their passing. While that is undoubtedly a crucial aspect, life insurance also comes with a range of living benefits tha...
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PAYING OFF DEBT VS BUILDING WEALTH
PAYING OFF DEBT VS BUILDING WEALTH
In the journey towards financial well-being, individuals often find themselves at a crossroads—should they prioritize paying off debt or focus on building wealth? The answer isn't always clear-cut, as both avenues hold their own merits and drawbacks....
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